Asking your car dealer the right questions is one of the most important steps when buying a new car.
In 2020, Americans owed $1.37 trillion in auto loans. However, a surprising number of consumers don't ask their car dealer about financing options or details of financing. This can lead to defaulting on your car loan.
This is just one example of why it's important to ask the right questions when purchasing a car. In this article, we list 7 questions to ask before leaving a car dealership with a car. Continue reading to find out how to prepare.
1. What Features Are Available?
Whether you're buying a new car or buying a used car, this is one of the first questions that will pop up in your mind. You likely want to know all about the 'fun' features like heated seats and the touch-screen radio, but you should also ask about other features.
Some of the basic features to ask about include mileage, fuel economy, and resale value. This will tell you a bit about the car's condition and how it will fit your needs. For example, if you drive long distances, you may want a car with better gas mileage.
Another part of purchasing a car that fits your needs is understanding safety features. Be sure to ask your car dealer about how a car will not only keep you safe but how it will help keep other drivers and pedestrians safe as well.
2. What Is the Car's History?
If you're buying a previously owned car, you need to ask your car dealer for a vehicle history report. This can tell you what kind of condition a car is in before you buy it.
This report will tell you if the car was in a major accident or if it was declared totaled by an insurance company. It also includes a history of other minor accidents reported to the insurance company, a maintenance record, and any recalls on the car.
This also tells you how well the car was taken care of by its previous owner before it was brought to the car dealership. It's an essential tool for a smart car shopper.
3. Can I Test Drive It?
Asking your car dealer if you can test drive a car should be toward the top of your list of questions. Test driving a car can give you a glimpse into what owning the car would be like. You can determine if the seats are comfortable, if you like the way the car handles, if it drives smoothly, and more.
Before pulling away from the car dealership, do an inspection of the car with the car dealer. Check for any scratches or other signs of damage so you're not held responsible for them.
Once in the car, check the features. Make sure the air conditioning works, the windows roll down, etc.
4. What Kind of Maintenance Can I Expect?
Once you've searched for a reputable car dealer near me, you should be able to expect a vehicle that's in good shape. The dealer will have their mechanics look over the car and make any minor adjustments and perform maintenance. However, it's still important to understand long-term maintenance.
Whether you're buying a new car or buying a used car, you're going to have to make sure your car is well-maintained so it lasts. Ask your dealer about oil changes, the cost of new tires, and more. That way, you're prepared for these costs when it's time for them.
5. Does It Come With Any Warranties?
When you buy a new car, it usually comes with a mileage- and time-based warranty. For example, the warranty might last 2 years or 20,000 miles, whichever comes first. This often transfers between owners as long as it's in the specified timeframe.
If you buy a used car, you may be offered a warranty for the first 3 to 6 months. However, you want to ask about the details of what's covered under this warranty before buying the car.
It's important to know what exactly the warranty covers. Does it include repairs? If so, what kind?
6. What are My Finance Options?
If you're purchasing a car, it's important to know your finance options. Most people don't pay the full amount of a car when they buy it. This means taking out a car loan to cover the cost.
If you're someone that needs to take out a loan, you need to know if you can get a car loan, what your interest rate will be, and how much your monthly payments will be. This will tell you if you can really afford the vehicle.
It's also worth asking about trading in your current vehicle if you have one. Your car's trade-in value can be applied to the cost of your new car.
7. Do I Qualify for Any Tax Credits?
If you're buying an electric or hybrid vehicle, you could be eligible for a federal tax credit. This is based on production from the manufacturer and may not apply to your car. However, you can ask your dealer if the car qualifies for the tax credit.
The IRS allows for a credit of up to $7,500. So, it's worth asking about to save money on your taxes for that year.
Start Talking to Your Car Dealer
Talk to your car dealer today and ask the right questions. These questions will help you find a car that fits your needs. They will also give you a good idea of the car's condition.
Being detailed will keep you from buying something that isn't what you really want and give you peace of mind.
Find the right car for you by checking out our new inventory today.
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